WHY CAN'T I GET STRAIGHT ANSWERS ABOUT FORECLOSURE OR NEGATIVE EQUITY IN MY HOME?

WHY CAN'T I GET STRAIGHT ANSWERS ABOUT FORECLOSURE OR NEGATIVE EQUITY IN MY HOME?

Have you ever wondered why you still don't have a precise strategic plan to deal with your housing or debt situation? Why, after spending hours researching the internet, or talking to the "pro's" about foreclosure or the fact that you owe more on your home than it will be worth in a VERY long time, you still are looking for the answers?

For almost a year I watched clients and friends struggle to just make their mortgage payments, slowly start to fall behind and then come to the realization that even if they wanted to refinance they either couldn't due to credit or to the value of their homes (non-value more accurately).

We created the Foreclosure Defenses Network for ONE reason. To talk with people at length and give then a consultation that is FREE OF CHARGE, that has no agenda, no vested interest in pointing towards any particular solution. We are here to be honest with you, sometimes brutally so. To explain the truth of your entire situation, to try and give you the knowledge you need to decode the misinformation that is everywhere. We work with you to build a strategic plan that will keep you in your home as long as possible, if not forever. To also show you how you can take advantage of this time to strategically rebuild the rest of your credit, pay down debt and start over without foreclosure reporting on your credit We do periodic FREE workshops to help you believe that there is hope out there. There are professionals that want to help while not taking advantage of you. These are passionate people with the knowledge and determination to back up their passion. We have recommendations to Foreclosure Defense attorney's that may counter sue your lender if it is appropriate. A mortgage forensic audit team that will find the ammunition needed to defend yourself against foreclosure. Credit Counselors to work with you NOW to start the rebuilding process so you are credit worthy as soon as possible. Bankruptcy and Tax attorneys hen it may be appropriate. TIMING is everything when building a strategic plan of when (or if) you need to work with any of the professionals in the network. We have no vested interest in pointing you in any one direction, so call us to set an appointment for a FREE consultation or arrange seating for one of the FREE workshops. Office direct: 847.356.1182 or for the workshop registration line: 847.356.1564. Visit our website at: www.ForeclosureDefensesNetwork.com

Maybe you have heard or read a few of these statements. Don't believe any of them as the "whole truth and nothing but the truth". Often these statements are the furthest thing from the "whole" truth.
From your lender "Don't worry about the time it's taking us to get your modification approved, as long as you have a file in active review we can't get a sale date on your home". REALLY? What about the fact that Illinois is a judicial state and once the judgement has been approved by the courts, they can get a sale date in as little as 60 days. The judgment date is to be feared. If you haven't been able to work it out with them in this long, what makes you believe that you can do it in the very short 90 day redemption period that you have by law once the judgment is entered? After that redemption period, they will get the sale date approved.

From a Bankruptcy firm, "We can save your home, just file bankruptcy and it will stop the foreclosure process and allow you to eventually work something out with your lender". REALLY? What about the fact that after your bankruptcy has been discharged, the lenders court process will pick up where it left off. Now, months later you are out the bankruptcy attorney fees, and right back where you started in the court system. Broke and wondering what to do now.

From a debt consolidation firm, "Let us negotiate for you, we will stop all calls and threats, the late charges, make your unsecured debt (credit cards, loans etc.....) payments much lower than what you are currently paying now and THIS solution will put more money in your pocket every month so you will be able to keep up with your mortgage payments. After what seems like 1,000 a week from bill collectors it sounds like a great idea. REALLY? This "idea" still does not solve the fact that your lender has probably already filed a lawsuit against you, or is simply waiting for a denial of a workout plan to file the foreclosure complaint. REALLY? If you were not able to work it out with them over the last many, many, many months, are you really willing to just "let things go in the court system" until the lender MAY pull it together? All the while living on the edge of "when will they serve me with foreclosure papers"?

PEOPLE, IF IT LOOKS LIKE A DUCK, QUACKS LIKE A DUCK IT PROBABLY IS A DUCK. Most "specialized" assistance has one thing in mind. Fitting your situation into their way of "fixing it for you". They have a vested interest in steering towards their solutions. MONEY.
Again, we have no vested interest in pointing you in any one direction, so call us to set an appointment for a FREE consultation or arrange seating for one of the FREE workshops. Office direct: 847.356.1182 or for the workshop registration line: 847.356.1564. Visit our website at: www.ForeclosureDefensesNetwork.com

S.Mathes